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National Commercial Bank Ltd.
32 Trafalgar Road, Kingston 10, Jamaica W.I.
Email: ncbinfo@jncb.com
Website: www.jncb.com
Phone: 1-888-622-3477
Our Customer Care Centre is accessible 24 hours every day
Fax: (876) 511-4375

Monday – Thursday 8:30 a.m. – 3:00 p.m.
Fridays 8:30 a.m. – 4:30 p.m.

Service. It's crucial. At NCB we're well aware that successful businesses do one thing very well ... they service their customers.
 
NCB Automobile Loan
Any creditworthy individual over the age of 18 and with a regular income may apply. Applicants must be able to demonstrate an adequate monthly net disposable income. If you wish to borrow money for the purchase of a motor vehicle all you have to do is meet our basic requirements.
 
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New Vehicle Requirements
  •   Personal Financial Statement
  •   A letter from your employer, verifying salary or your last three (3) salary slips or a certified income/expenditure statement, if you are self-employed
  •   A new NCB customer will require:
    •   Valid Photograph Identification
    •   12 Months Account Statement from your financial institution
    •   2 References
    •   Proforma Invoice from the motor vehicle dealer
Used Vehicle Requirements
  •  Requirements are similar to informaton above, for gaining a new vehicle loan
  • Additionally, a  Certificate of Title for a used motor vehicle should be presented
Optional Collateral
  •   Loan secured by cash
  •   Loan secured by Motor Vehicle
  •   Loan secured by Real Estate
Same Day Approval
  •   Loans up to $1.5 million may be approved on some on the same day upon the receipt of all documentation.
  •   Approval time-table, 7 working days.
Flexible Repayment

Flexible payment options are available from 3- 5 years.

Simple, Easy to Arrange

You don’t have to be an NCB customer to apply for a loan. Be sure that all the documents required are submitted upon request to your loan officer.

Additional Features for NCB Automobile Loan
  • Percentage financing is based on customer’s risk profile and/ or security coverage.